- WeChat Pay is a built-in banking function in WeChat. In addition to enabling in-app shopping (say, within a chat), it offers a simple way to move money to other users. Last year, $1.2 trillion in mobile payments were made through WeChat, with each user averaging about $85 a month in peer-to-peer transfers. Since 2015, that feature has allowed users to “tip” any of the independent content creators — from authors to musicians to live-streaming comedians — publishing their work on the service.
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